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Business Operations & Operating Results

Acquiring Operation

Index Business Operations & Operating Results Acquiring Operation

Acquiring Operation

The acquiring operation related services include not only payment card transaction settlement for the merchants, but merchant recruitment, merchant credit evaluation, as well as card acceptance equipment installment, and so on.

When cardholders make transactions at NCCC merchants, NCCC acquires the sales receipts with transaction details, sends payment to merchants after deducting handling charge, and processes payment with each corresponding card issuing bank.

《Business Scope》
The NCCC acquiring operation includes credit card and debit card transactions of U Card, VISA, MasterCard, JCB and UnionPay. NCCC has also accepted acquiring service outsourcing from American Express International (Taiwan), Inc. to conduct certain acquiring operation services for American Express Card on behalf of Amex in Taiwan. In addition, NCCC has entered into an agreement with the Diners Club International Taiwan Ltd. for Diners Club Card to share NCCC’s EDC terminal equipment.

《Operating Results in 2016》
(1)NCCC Merchant Categories & Percentage of Shares: As at the year-end 2016, the number of NCCC merchants (including installment payment merchant locations) was 96,061, of that, Food 4,950, Clothing 11,351, Lodging 21,324, Transportation 9,766, Education & Entertainment 8,568, Department Store/Supermarket 22,748, and Others 17,354. The percentage share of each merchant category is shown below:



(2) Network of NCCC Merchants: As at the year-end 2016, the number of NCCC merchants (including installment payment merchant locations) was 96,061, of that, Taipei City 19,637, New Taipei City 13,530, Taoyuan City 7,914, Taichung City 12,545, Tainan City 6,896, Kaohsiung City 11,423, Northern Taiwan 6,336, Central Taiwan 8,148, Southern Taiwan 5,884, and Eastern Taiwan 3,748. The percentage share of each city or county or area is shown below:



(3)NCCC Merchant Base: As at the year-end 2016, the number of NCCC contracted merchants (including installment payment merchant locations) was 96,061, an increase of 2.97% versus the year-end 2015, which is shown below:



(4)Number of Point of Sale Terminals: As at the year-end 2016, the number of NCCC’s Point of Sale Terminals (including terminal owned by NCCC and purchased by merchant itself, and virtual terminal) was 110,469, an decrease of 2.28% versus the year-end 2015, which is shown below: