National Credit Card Center of R.O.C

Acquiring Operation

Except for payment card transaction settlement services for merchants, the acquiring operations also include relevant operations required for providing such services, including but not limited to merchant recruitment, merchant credit evaluation, as well as card acceptance equipment installment.
When cardholders make card consumption at NCCC merchants, NCCC acquires the sales receipts with transaction details from the merchants, makes payment to merchants after deducting handling charges, and processes subsequent payment with each corresponding card issuing bank.

《Business Scope》
NCCC’s acquiring operations include Visa, Mastercard, JCB, DFS (Discover/Diners), UnionPay, and Taiwan Pay (formerly Smart Pay). NCCC also accepts acquiring service outsourcing from American Express International (Taiwan), Inc. to conduct certain acquiring operation services for American Express Card.

《Operating Results》
As of December 2022, the number of NCCC merchants (including the number of installment payment merchants) was 95,309 in total, representing an increase of approximately 1.75% as compared to the same period last year (December 2021).

(I) NCCC Merchant Categories and Percentage
There are 10,124 food merchants, 8,700 clothing merchants, 23,040 lodging merchants, 11,332 transportation merchants, 6,024 education and medication merchants, 2,686 leisure and entertainment merchants, 15,771 department store merchants, and 17,632 other merchants. The percentage of each merchant category is shown in the figure below:

(II) Distribution of NCCC Merchants
1. There are 17,013 merchants in Taipei City, 12,321 merchants in New Taipei City, 8,195 merchants in Taoyuan City, 12,854 merchants in Taichung City, 7,693 merchants in Tainan City, and 11,150 merchants in Kaohsiung City.

2. There are 6,630 merchants in the Northern Region (Keelung, Yilan, Hsinchu, Kinmen, and Mazu), 8,064 merchants in the Central Region (Miaoli, Nantou, Changhua, and Yunlin), 6,783 merchants in the Southern Region (Chiayi, Pingtung, and Penghu), and 4,606 merchants in the Eastern Region (Hualien and Taitung).

3.The distribution among the municipalities, counties, and cities is shown in the figure below:

(III) Point of Sale Terminals
As of December 2022, the number of NCCC's point of sale terminals (including self-purchased terminals and virtual terminals of NCCC and merchants) was 120,453, representing an increase of approximately 3.12% as compared to the same period last year (December 2021); as shown in the figure below: